Marchetti & Sabatelli Blog

Baby on the way? Sounds like an exciting (and hectic) time to us! Both you and your spouse must be patiently awaiting the little one’s arrival. Until then, there is a lot to be done; from decorating the baby’s room to updating your NJ homeowners insurance. It is also time to start baby-proofing your home! The last thing you need is an accident or injury once the baby arrives.

If you are a homeowner, you lock up and secure your home to avoid a burglary. As a business owner, you should be doing the same thing! It is important to understand the risks that your company may face on a daily basis, burglary being one of them. Just because it is after hours does not mean your place of business is not vulnerable. In order to keep your company safe for those times you are not around, it is important to invest in a security system and NJ business insurance.

Selling your home in such a tough economy may seem like an impossible feat. For many, it is! A homeowner’s success in selling their home completely relies on the way the homeowner goes about doing so. If you do not hire a professional, do not stage your home and do not hold onto your NJ homeowners insurance, you may quickly realize that your home may not sell for a year or even more.

Take a second to think about the most productive workers in your company. Are these the people that are constantly taking sick days? Are these the people who are constantly blowing their nose and sniffling at their desk? Most likely, no! It is important to never take a healthy employee for granted because these are the workers that you want to recruit. In order to recruit the best, you will need to offer great salary and perks. Luckily, you can offer all of this with the right NJ business insurance policies.

Wow- the weather has really been great considering it is February! While we have not seen much snow this winter, it is still important to be prepared for a sudden change of weather. If you are not ready for an unexpected snowfall, you may find yourself in quite a disaster at home. Luckily, you have NJ homeowners insurance to cover you in more ways in one.

Health care costs continue to rise- how is your company holding up? Of course, it is crucial to have small business health insurance in New York but the cost does not have to continue to rise! One great way to help cut costs is to look into employee wellness programs. In addition to saving the company money, it is an effective way to encourage your employees to live healthier and happier lives.

40 hour weeks in the office will really take a toll on a person. Not only is it mentally draining, but can really do damage to an employee’s health, too! As a business owner, you know that it is important to provide your employees with small business health insurance in New York, but you can even take health a step further.

For all the adults that are reading: what are you three biggest concerns in life? For many, it would be their job, home and family. That being said, you realize how important it is to protect each one. Luckily, you have NJ homeowners insurance to fall back on if something were to go wrong at home. As for work and family, you do what you can to protect both! If you have children, it is crucial to teach them how to protect themselves, for those times you are not home. You may not always be around.

When is the last time you spruced up your home? Life is busy, especially with work and family, but homeowners should always make time to update their home and keep things interesting! The new year is a time to change around the furniture, clean out closets, update the NJ homeowners insurance policy and much more.

Brr… the days are finally starting to get chilly! If you are cranking the heat in your home, you are sure to see a spike in your heating bill. While you cannot bear to turn off the heat, what you CAN do is find ways to save on your bill. As your reliable insurance agency, we usually have tips to offer about lowering your NJ homeowners insurance, but this week we have a few to offer when it comes to lowering your heat and energy bill!