Marchetti & Sabatelli Blog

Wow- the weather has really been great considering it is February! While we have not seen much snow this winter, it is still important to be prepared for a sudden change of weather. If you are not ready for an unexpected snowfall, you may find yourself in quite a disaster at home. Luckily, you have NJ homeowners insurance to cover you in more ways in one.

Honestly, without the proper protection in place during the winter months, there is a lot that could go wrong. Here are just a few possible incidents:

•    You were not able to shovel, leaving your walkway and driveway as a hazard. Either you or another person is injured.

•    The heavy snow damages your roof and ends up costing you hundreds in repair bills.

•    A hailstorm causes damage to a window. It needs to be replaced as soon as possible!

•    A neighbor or passerby slips and falls on the sidewalk in front of your home. It is your responsibility to clear the sidewalk and now you may be held liable.

•    The cold weather causes your pipes to freeze, causing damages.

If you are not careful or prepared this winter, you may be held in charge or liable for these accidents listed above. Without the proper NJ homeowners insurance in place, you may be facing expensive bills, replacement costs or even a lawsuit. That is the last thing you need, especially since winter is almost over. Be sure to speak with us at Marchetti & Sabatelli Associates for a free quote today!